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2 Articles

Posted by admin on

40% Overdrafts

The FCA have fucked up, in order to treat all customers fairly they have instructed that they don’t discriminate between agreed and non-agreed overdrafts. FFS!  Guess what they’ve chosen to do 😫. Here are some notes and links.

Posted by admin on

Banking Regulation Reform

I was pushed to look at some of the Banking Regulation reform performed by the last government. My focus was to look at the Vickers aka Independent Commission on Banking and the legislative response. The key proposal is practical measures to protect domestic savings from foreign risk by de-merging or separating the retail and investment banking arms of the large banks. The next stage in this article would be to collect comments/link around the adequacy or otherwise of the timetable for adoption and the politics behind it. The Banking Reform Act was passed in 2013.

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